We’re often contacted by readers asking whether or not we think travel insurance is worth it. In our opinion travel insurance is a necessity, not an option. This is particularly the case for the medical cover it provides should you find yourself in difficulty abroad.

The cost of medical bills when you travel can be eye watering, and we don’t think that the small savings you get from skipping insurance is worth the huge potential bills you might be saddled with.

Travel insurance varies though in what it covers, and what it costs. It also varies depending on your country of residence, as well as a range of other factors including your age, trip destination, trip duration, planned activities, and so on.

In this post, we’re going to go over some of the key features of a travel insurance policy, to give you an idea of what to look for. This part of the guide applies to most travellers,…

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